Smart 1 Single Premium Savings Insurance Plan
(Limited Offering Period and Quota)

Smart 1 Single Premium Savings Insurance Plan ("The Plan") is a life insurance plan with savings elements. Customer can enjoy 1-year life protection and Accidental Death Benefit without medical examination. The Plan offers a Maturity Benefit which is equivalent to a guaranteed return rate of 4.56%^ p.a.

^The calculation of Maturity Benefit is assuming with the 2.45% single premium discount
 

           

Family Guardian Refundable Hospital Income Protection Plan

Family Guardian Refundable Hospital Income Protection Plan (The "Plan") provides you the solution to be well prepared for the rainy days. If the Life Insured needs to stay in the hospital due to Injury or Sickness, the Plan will provide the Daily Hospital Income Benefit as financial support, allowing you to recover well with peace of mind.

           

Health Supreme Medical Plan

Health Supreme Medical Plan (The "Plan") is a Certified Plan under the Hong Kong Government's Voluntary Health Insurance Scheme ("VHIS") and complies with the requirements of the scheme in product design. The premiums paid for the Plan is eligible for the tax deduction under the Inland Revenue Ordinance (Cap.112). Moreover, the Plan provides several choices of benefit classes which can fulfill your personal needs and offers you and your family a comprehensive medical insurance, renewal is guaranteed up to the Age of 100 years of the Insured Person.

           

Health Essential Medical Plan – Standard

Health Essential Medical Plan – Standard (The "Plan") is a Certified Plan under the Hong Kong Government's Voluntary Health Insurance Scheme ("VHIS") and complies with the requirements of the scheme in product design. The premiums paid for the Plan is eligible for the tax deduction under the Inland Revenue Ordinance (Cap.112). The Plan offers you a medical insurance, renewal is guaranteed up to the Age of 100 years of the Insured Person.

           

Charming Life Level Term Plan

Charming Life Level Term Plan (The "Plan") provides you with comprehensive pure life protection coverage at an affordable premium rate. With the safety net stand by you and your family, your family or loved one can rest assured to facing the unpredictable life.